Let us help you plan for tomorrow, today.

CornerStone Life is committed to setting people and their families up for success. It is our goal to provide coverage that enables them to live the life they want to live, while ensuring the safety of their family if the unthinkable were to happen. We have the resources to provide options for the coverage and prices that fit their family’s needs. We are confident that we can customize the best plan for your clients.

At CornerStone Life, we pride ourselves on providing an independent, unbiased approach to helping our clients meet their insurance needs. Rather than simply trying to sell a specific product, we will take the time to help understand the situation including the client's goals, objectives and budget. Armed with that information, we can then shop more than 30 insurance carriers to find the coverage that truly works for them.
What would happen to your loved ones if you were to die prematurely, become disabled or critically ill, and your income suddenly disappeared? Would they be able to pay off the mortgage without difficulty and stay in their home? If your answer to that question is "No" or "I'm not sure", you owe it to yourself and to your family to consider purchasing mortgage protection insurance.

While there are many different types of insurance policies and it can sometimes be difficult to understand what they are and what they do, mortgage protection insurance is just what it sounds like: life insurance designed to pay off your mortgage in the event of your death. Mortgage protection plans also offer coverage to pay off your mortgage in the event you were to become critically ill or disabled. We understand the financial strain that an outstanding mortgage can leave when the unthinkable happens, and we want to help your loved ones avoid losing their home.
Final expenses are the costs that arise at the time of a person's death. This includes bills associated with final medical expenses, funeral or memorial services, and the price of burial or cremation. The average burial in the United States today costs approximately $9,000, and that cost does not include funeral or final medical expenses. Final Expense Insurance is a whole life insurance policy that is designed to pay off the expenses families face upon the death of a loved one.

This type of insurance ensures your loved ones aren't saddled with debts that can be financially troubling after you pass. We understand that everyone has different needs for insurance coverage, including final expense coverage. That's why we don't offer "cookie cutter" solutions. We will work with you to learn more about your needs and goals for insurance protection. Then, we'll find solutions that meet those needs.
Buying critical illness insurance now, while you're healthy, is a gift you're giving your future self, and your loved ones. A cancer diagnosis, heart attack or other unforeseen health crisis could leave you unable to earn an income, adding financial stress to an already emotionally stressful situation. Unfortunately, your mortgage or rent payment and other monthly expenses will still need to be paid.

On top of those obligations, medical bills can quickly pile up. If you aren't able to work, you may not have the means to pay those bills. Critical illness insurance is a policy that will pay out a benefit as a lump sum if you are diagnosed with a critical illness or condition specified in the policy. This can relieve or lessen the financial strain that can come with critical illnesses, so you can focus on getting better.